Last Updated: 02/09/2026

Introduction

Welcome to Grigor Gyulasaryan. These terms and conditions govern your use of our website and any related services, products, or applications (collectively referred to as the "Services"), including our SMS/text messaging program. By accessing or using our website, you agree to be bound by these terms and conditions, along with our Privacy Policy.

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SMS/TEXT MESSAGING TERMS OF SERVICE

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Program Name:

Grigor Gyulasaryan Insurance Alerts

Program Description:

Grigor Gyulasaryan offers an SMS text messaging program that sends insurance quote follow-ups, appointment scheduling messages, and marketing communications to customers who have opted in through our website.

By opting in to our text messaging program, you agree to the following:

Message Frequency:

Message frequency varies based on your interactions and inquiry status. You may receive recurring messages.

Message and Data Rates:

Message and data rates may apply. Please contact your wireless carrier for details about your text messaging plan and any applicable charges.

Opt-Out:

You can cancel the SMS service at any time. Text STOP to the number from which you received messages. After sending STOP, you will receive a one-time confirmation message confirming your unsubscription. No additional messages will be sent unless you re-subscribe.

Help:

For assistance, text HELP to the number from which you received messages, or contact us at [email protected].

Carriers are not liable for any delayed or undelivered messages.

Consent:

By opting in to our SMS program, you confirm that you are the account holder or authorized user of the mobile number provided. Your consent to receive text messages is not required as a condition of purchasing any goods or services.

Privacy:

Please refer to our Privacy Policy for information on how we collect, use, and protect your data, including information specific to our SMS messaging program.

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Eligibility

You must be at least 18 years old and have the legal capacity to enter into binding contracts to use our Services. By using our website, you represent that you meet these requirements.

Disclaimer

The content provided on our website, including but not limited to information about life insurance policies and other financial products, is for general informational purposes only.

Insurance Products

Our website may provide information about various life insurance policies and financial products. However, the availability, terms, and conditions of these products may vary and are subject to change. We do not provide specific financial or insurance advice through our website.

Intellectual Property

All content, logos, trademarks, and other materials on our website are the property of Grigor Gyulasaryan or its licensor and are protected by intellectual property laws. You may not use, copy, reproduce, modify, or distribute any of our content without obtaining prior written permission from us.

Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use or inability to use our Services.

Indemnification

You agree to indemnify and hold Grigor Gyulasaryan, its affiliates, officers, directors, employees, and agents harmless from any claims, liabilities, damages, losses, or expenses (including attorneys' fees) arising out of your use of our Services or your violation of these terms and conditions.

Governing Law

These terms and conditions shall be governed by and construed in accordance with the laws of The United States of America, without regard to its conflict of laws principles.

Changes to Terms & Conditions

We reserve the right to update or modify these terms and conditions at any time without prior notice. Your continued use of our website after any changes shall constitute your acceptance of the revised terms.

Contact Us

If you have any questions or concerns regarding these terms and conditions or our Services, please contact us at [email protected]